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Buying A House Part Three

15 May

There’s gonna be lots of parts to this, simply because it is a long process. Yesterday, I:

1. sent the boyfriend’s information to a bank. I am going to compare banks, but contact with Bank One has begun. I sent off all the information. I hope they get back to me soon. Later this week, I have to call other banks and mortgage companies.

2. called the Town Hall. I asked them about current taxes, and they gave me the following website: taxlookup.net. I was able to look up the house, find out if there are back taxes, and find out how much annual taxes will run me. No back taxes!

3. talked to the Town Assessor. He told me the place had flooded and if someone lies to me about the history of the house, then they have broken a NYS law! The guy who owns the house is awesome and told us that it did flood.

4. found out that one of my ex-coworkers is close to the owner. Hopefully that will work in my favor!

Next, I have to:

1. Call my awesome insurance agent who can give me a quote on home insurance

2. Call some new mortgage companies to compare rates.

Wow. That’s a lot to do and a lot to remember! I’ll have to start keeping a “house buying appointment book”!

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