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Buying A House

12 May

I am trying to buy a house….and it is the scariest thing ever!!! Since this is a how-to blog, I’m posting my journey here. We found a house “for sale by owner”, so I guess we’re going that route right now. We went and talked to the guy and he’s very picky about who he is going to sell to. He likes us though, especially since I told him the house was solar panel ready. So, I know I did it wrong, but I fell in love with a house before calling the bank. Now I have to call a bank. I’m in contact with a finance company – I forget who so I’ll pass along the information when I get an email back from them – to get pre-approved. We’ll see how much I get pre-approved for.

No, we're not buying a log cabin - but it would be cool, right?

No, we’re not buying a log cabin – but it would be cool, right?

 

So the asking price is low for our area. He just wants to unload the house, and there is minor cosmetic damage to it. Like, the gutters fell off in the last storm. Minor stuff. I’ll probably have to have the house assessed, and there’s taxes, and there’s insurance, and blah blah blah….. I really don’t have any idea. I’m hoping the mortgage company helps me. In the meantime, I’m reading everything I can get my hands on about the process. If you have any websites that really helped you, please send them to me. If you have any advice, please leave it.

What happened in your situation? What do you wish you had done differently? What tips can you give me? Any words of wisdom are appreciated.

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